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Video Blog | Consumer Protection

John Oliver Takes Aim At Credit Reports In 'Last Week Tonight'

Last Week Tonight with John Oliver explained how credit reports play a surprisingly large role in our lives, but even more surprising is how often they contain critical mistakes. John Oliver helps credit bureaus see why this is a problem – and that Judy still hasn’t been able to resolve her mixed up identity.

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Blog Post | Consumer Protection

Time To Defend CFPB as Senate Banking Committee Aims Sights at It | Ed Mierzwinski

UPDATED 12 April: The Senate Banking Committee held a stacked hearing on "Assessing Consumer Regulations" yesterday (5 April), although our one pro-consumer witness and pro-CFPB Senators defended consumer protection ably as three industry-backed witnesses and their supporters on the committee had a great deal of trouble proving their case that the CFPB should be dismantled. Tomorrow morning, (7 April) CFPB Director Richard Cordray will present the statutory "Semi-Annual Report of the CFPB" to the committee. We submitted a statement to be entered into the hearing record, as did other Americans for Financial Reform coalition members.

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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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News Release | CALPIRG Students | Solid Waste

Students Launch 2016 Ballot Campaign to Save the Bag Ban

Sacramento – Motivated by a love for the environment and a commitment to protecting the ocean and marine wildlife, 50 members of CALPIRG Students, the California Student Public Interest Research Group chapters stretching from UC Berkeley to UC San Diego officially launched their campaign to Save the Statewide Ban on Single-Use Plastic Bags. 

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Media Hit | Public Health, Food

In-N-Out commitment causes media frenzy

In-N-Out just became the first burger chain in the nation to commit to phase out the use of routine antibiotics from its beef production!

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News Release

In-N-Out Burger commits to eliminating overuse of antibiotics in beef

In a surprising departure from past policies, In-N-Out Burger publicly indicated last week that it is committed to serving "beef that is not raised with antibiotics important to human medicine." Public interest groups praised the statement and are now pressing the company to set a clear timeline and publish a detailed policy on its website.

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News Release | Public Health, Food

A Letter to In-N-Out

"Your customers care deeply about addressing antibiotic overuse on livestock. In order for your customers and the public at large to have confidence that the company has a strong antibiotics policy, we urge the company to take the following next steps..."

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Media Hit | Transportation

Sacramento Bee: Public Transit Needs More Investment

The central premise of the recent opinion piece, “Invest tax dollars in roads, not public transportation” is that Californians have given up on public transit, and we need to invest more in roads instead. The truth is that public transit provides a critical service, demand for which is near record highs - though investments have largely been drowned out by overinvestment in roads.

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Result | Democracy

Defeating Big Oil’s Ballot Proposition

CALPIRG helped run a campaign that identified 160,000 young voters who pledged to vote No on Prop. 23, the oil industry-funded attack on California’s landmark global warming law. To combat the millions of dollars Texas oil companies Valero and Tesoro poured into electioneering, our organizers mobilized young voters — the segment of the electorate most likely to vote against Prop. 23, but most are in need of a reminder to get to the polls.

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Report | CALPIRG Education Fund | Budget

Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data

Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. This report, our sixth annual evaluation of state transparency websites, finds that states continue to make progress toward comprehensive, one-stop, one-click transparency and accountability for state government spending. Over the past year, many states have launched new and improved websites to better open the books on public spending, or have adopted new practices to further expand citizens’ access to critical spending information.

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Report | CALPIRG

CALPIRG 2015 Legislative Priorities

When consumers are cheated or the voices of ordinary citizens are drowned out by special interest lobbyists, CALPIRG speaks up and takes action. Attached is a list of the issues that CALPIRG is lobbying the California Legislature to tackle in the 2015 Legislative Session. 

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Report | CALPIRG Education Fund | Transportation

The Innovative Transportation Index

This report reviews the availability of 11 technology-enabled transportation services – including online ridesourcing, carsharing, ridesharing, taxi hailing, static and real-time transit information, multi-modal apps, and virtual transit ticketing – in 70 U.S. cities. It finds that residents of 19 cities, with a combined population of nearly 28 million people, have access to eight or more of these services, with other cities catching up rapidly.

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Report | CALPIRG | Democracy

The Cost of Running for US Senate in California

A comparison of fundraising practices for a U.S. Senate seat in California under current law and how fundraising could change if the Fair Elections Now Act became law.

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Report | CALPIRG | Democracy

The Money Chase: Moving from Big Donor Dominance in the 2014 Midterms to a Small Donor Democracy

Five years after the Supreme Court’s 2010 Citizens United v. FEC decision, what are the roles of large donors and average voters in selecting and supporting candidates for Congress? This report examines the role of money in the 2014 congressional elections from both quantitative and qualitative perspectives, and demonstrates how matching small political contributions with limited public funds can change the campaign landscape for grassroots candidates.

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Blog Post | Public Health, Food

Subway’s New Sandwich is Helping Save Antibiotics | Anya Vanecek

Subway just released its first sandwich made with meat raised without antibiotics. It was a delicious way to address one of the most pressing public health issues of our time.

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Blog Post | Public Health

U.S. PIRG Testifies in Favor of Strong Chemical Plant Safety Rule | Carli Jensen

Earlier this month, the EPA formally proposed a long-awaited rule on chemical plant safety in response to an executive order issued in 2013 by President Obama, which called on several agencies, including the EPA to modernize their chemical plant safety rules. The new proposed rule triggered a 60-day public comment period, and with it, a public hearing in Washington, D.C., where Legislative Director Jerry Slominski gave the following statement for U.S. PIRG:

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Blog Post | Consumer Protection

Bills to Watch this Week in the Legislature | Emily Rusch

This week is a busy week for policy committee hearings in the California Legislature. Here’s a short list of CALPIRG-supported bills that are being heard in committee this week (click on the links to read our letters of support).

 

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Blog Post | Consumer Protection

Legislative committee hearing considers appropriate next steps in the VW emissions scandal | Emily Rusch

Yesterday I testfied before a legislative committee hearing on the VW emissions scandal. From my testimony: "If a company produces a product that is defective, it should buy it back. If a company lies about what is in its product, it should buy it back. If a company tricks its customers into unwittingly polluting our air, it should make up for that pollution. It has been more than five months since the scandal broke and VW still hasn’t made any of these commitments to the customers it lied to."

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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