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Blog Post | Democracy

Happy Birthday, Bob Dylan: Three Democracy Lessons We Learned from an American IconOlivia LutwakVania Canales-Canales

As we celebrate Dylan's 75th birthday, here's what the music icon taught us about democracy.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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News Release | CALPIRG Education Fund | Transportation

New Report Ranks 70 Major American Cities For High-Tech Transportation Options

A new report from CALPIRG Education Fund and the Frontier Group ranks American cities on how many new technology-enabled services and tools they have to meet transportation needs. It finds that San Francisco ranks 2nd, Los Angeles ranks 4th, and San Diego ranks 8th among the nation’s 70 largest cities.

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News Release | CALPIRG | Democracy

Democracy Principles

This Statement of Principles for a 21st Century Democracy reflects policies already working in many parts of the country to ensure a democracy where everyone participates and everyone’s voice is heard; where everyone knows who is buying influence in our elections and government; and where politicians play by common sense rules and are held accountable with enforceable penalties to deter bad behavior. CALPIRG is asking groups and individuals sign on in support. 

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News Release | CALPIRG | Democracy

Study Shows Big Donors Dominated Competitive 2014 Congressional Races

CALPIRG released new information documenting the dominance of big donors in the 2014 midterm elections, and looked ahead to see how proposed reforms could impact fundraising in the 2016 California Senate race. 

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News Release | CALPIRG | Democracy

Supreme Court decision added $24.8 million in additional campaign spending by mega-donors

A small cadre of megadonors were the only ones to benefit from the Supreme Court's continued wrongheaded approach to protecting "free speech" in their McCutecheon v. FEC decision, from earlier this year. CALPIRG found that 510 large donors surpassed the $123,200 aggregate limit on giving to federal candidates that McCutcheon struck down, leading to an additional $24.8 million in big donor spending nationally. 

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News Release | CALPIRG | Democracy

Supreme Court decision added $24.8 million in additional campaign spending by mega-donors

A small cadre of megadonors were the only ones to benefit from the Supreme Court's continued wrongheaded approach to protecting "free speech" in their McCutecheon v. FEC decision, from earlier this year. CALPIRG found that 510 large donors surpassed the $123,200 aggregate limit on giving to federal candidates that McCutcheon struck down, leading to an additional $24.8 million in big donor spending nationally. 

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Report | CALPIRG Education Fund | Budget, Transportation

The States And the Stimulus

June 29th marks the 120-day deadline for states to commit at least 50% of American Recovery and Reinvestment Act’s (ARRA) $26.6 billion in transportation funds. It is a good time to examine how states are using the money. This report reviews project choices to answer critical questions about states’ accountability to the taxpayers who are providing tens of billions of dollars for new transportation projects.

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Report | CALPIRG Education Fund | Health Care

Putting America Back to Work

As the national health reform debate begins in earnest, some pundits have suggested that America cannot afford to invest in health reform. The resounding response from political and thought leaders has been that America can't afford not to. 

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Report | CALPIRG Education Fund | Budget, Democracy, Tax

Saving Dollars, Saving Democracy

Following the historic 2008 election, one lesson has been well learned:
The success of any election is utterly dependent on the resources and skills of our local and state-level election officials.

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Report | CALPIRG Education Fund | Health Care

More Bang for the Health Care Buck

The high cost of health care in California imposes an increasing burden on households, businesses, government, and the state’s economy – a burden made heavier by the current economic crisis.  The money that insurance companies spend on inefficient administration, billing and marketing – instead of medical care for their enrollees – contributes to the high health care costs Californians must endure.

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Report | CALPIRG Education Fund | Health Care

Paying for What Works

Our health care system is in crisis. Interrelated problems with the affordability and quality of care are undermining patient care and threatening the economic future of American families and small businesses.  This policy primer is intended to help meet that challenge. It examines seven factors which have led to the interrelated crises in cost and quality, and prescribes specific policy remedies to tame costs and restore health professionals’ ability to provide the care on which American families rely. 

 

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Blog Post | Consumer Protection

Court Reinstates Case Against Bank That Aided Senior Citizen Fraud | Ed Mierzwinski

This week, the 3rd Circuit, U.S. Court of Appeals overturned a lower court decision that had denied class action status to victims of a scheme targeting senior citizens who were suing Zions Bank and its payment processor affiliates for aiding the fraudsters. U.S. regulators led by the Department of Justice have been fighting this and similar schemes, yet powerful special interests have managed to create a false narrative in Washington, DC that has been picked up by opponents of consumer protection laws. They falsely claim that the government's target is "legitimate" payday lenders and gun dealers. Wrong, the target is financial crimes against consumers, many consumers.

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Blog Post | Democracy

California New Motor Voter Law Clears First Two Committees | Emily Rusch

Earlier this week AB 1461 (Gonzalez), passed out of both the Assembly Transportation Committee and the Assembly Elections Committee. The legislation would update existing California's Motor Voter Law to automatically register eligible Californians to vote unless they decide to opt out. CALPIRG supports the legislation, which is strongly backed by Secretary of State Alex Padilla. 

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Blog Post | Public Health

Some Good, Some Bad in Obama Administration Plan to Protect Antibiotics | Sujatha Jahagirdar

Today, the National Task Force for Combatting Resistant Bacteria released a five-year action plan to tackle the growing problem of antibiotic resistance.  While the plan will take several important steps necessary to control the spread of antibiotic-resistant bacteria, it will miss the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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Blog Post | Consumer Protection

As House Holds Oversight Hearing, 340 Groups Call For Defense of CFPB | Ed Mierzwinski

Today, Consumer Financial Protection Bureau Director Richard Cordray will present the CFPB's sixth semi-annual report to the House Financial Services Committee, whose majority members have been harsh critics of the successful consumer agency. Americans for Financial Reform, joined by the state PIRGs and a total of 340 national, state and local groups, sent Congress a letter explaining why the idea of the CFPB needs no defense, only more defenders.

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Blog Post | Public Health

Superbug Outbreak at UCLA Hospital | Anya Vanecek

The outbreak of drug-resistant CRE bacteria at UCLA's Ronald Reagan Hospital reminds us that the dangers of antibiotic resistant bacteria is very real. 

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DEFEND THE CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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