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Report | CALPIRG Education Fund | Health Care

Health Insurance Rate Watch: Comments on the Anthem Blue Cross Life and Health Insurance Company Proposal

Anthem Blue Cross Life and Health Insurance Company has proposed increasing rates on April 1, 2015 for nearly170,000 people who obtain their health insurance through 28 grandfathered plans offered by Anthem. CALPIRG Education Fund's Health Insurance Rate Watch project reviewed Anthem’s filing documents and found that Anthem failed to provide adequate justification for its proposed rate increase. 

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Blog Post | Financial Reform

House Floor Vote on Budget Delayed over Special Interest "Riders" From Wall Street, Other Powerful Interests | Ed Mierzwinski

UPDATED: Opposition to a controversial provision authored by Citibank forced House leaders to delay consideration of the "CRomnibus" appropriations package just hours before funding for the federal government expired at midnight Thursday. Eventually the bill passed narrowly with the Wall Street provision intact. Action now shifts to the Senate, which has a 48-hour window to pass the bill, but any one Senator can block it under Senate rules. The provision would again allow Wall Street banks to place risky bets with taxpayer-backed funds, and require taxpayers to bail them out if the bets fail, repealing a key protection added in the 2010 Wall Street reform law. 

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Report | CALPIRG Education Fund | Health Care

Health Insurance Rate Watch: Comments on Blue Shield Rate Filing

Blue Shield has proposed rate increases as high as 9.7 percent for policyholders in its “grandfathered” health insurance plans, those that were established before the Affordable Care Act was signed into law, affecting 40,070 Californians currently covered under the plans. CALPIRG Education Fund's Health Insurance Rate Watch project reviewed Blue Shield's rate filing and raised a number of questions and concerns to the California Department of Insurance. 

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News Release | CALPIRG | Democracy

Supreme Court decision added $24.8 million in additional campaign spending by mega-donors

A small cadre of megadonors were the only ones to benefit from the Supreme Court's continued wrongheaded approach to protecting "free speech" in their McCutecheon v. FEC decision, from earlier this year. CALPIRG found that 510 large donors surpassed the $123,200 aggregate limit on giving to federal candidates that McCutcheon struck down, leading to an additional $24.8 million in big donor spending nationally. 

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News Release | CALPIRG | Democracy

Supreme Court decision added $24.8 million in additional campaign spending by mega-donors

A small cadre of megadonors were the only ones to benefit from the Supreme Court's continued wrongheaded approach to protecting "free speech" in their McCutecheon v. FEC decision, from earlier this year. CALPIRG found that 510 large donors surpassed the $123,200 aggregate limit on giving to federal candidates that McCutcheon struck down, leading to an additional $24.8 million in big donor spending nationally. 

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News Release | CALPIRG | Democracy

Local Leaders Join New Campaign to Get Big Money Out of Politics

While the debate over a historic amendment to overturn Citizen's United continues in the Senate, CALPIRG is joining local leaders in launching a new campaign to end the outside influence of big money on our elections, and to institute new policies to increase the impact of small donors.

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Media Hit | Public Health

CALPIRG Op Ed: California Resisting Real Action on Superbugs

Next year, the Legislature should act to ban the use of antibiotics on animals that are not sick. In doing so, we will take a significant step toward preserving the effectiveness of these “miracle drugs” for generations to come.

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News Release | CALPIRG | Public Health

Consumers Urge Trader Joe’s to Stop Selling Meat Raised on Antibiotics

Consumers Union and USPIRG deliver thousands of new petition signatures from consumers to Trader Joe’s corporate headquarters in Monrovia calling on the grocer to be an industry leader and end its sale of meat and poultry raised on antibiotics.

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News Release | U.S. PIRG | Tax

Last week’s other big bank settlement also shifts burden to taxpayers

Goldman Sachs will be able to take a $420 million tax write off on the bank's FHFA settlement for its mortgage misdeeds. A similar settlement paid in 2010 to the SEC specifically prohibited such tax deductions.

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News Release | U.S. PIRG | Tax

Bank of America settlement loophole creates at least $4 billion burden for taxpayers

 The Justice Department allows Bank of America to write off most of its legal settlement for mortgage abuses as a tax deduction, shifting at least $4 billion back onto taxpayers.

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Report | CALPIRG Education Fund | Health Care

Comments on the Anthem Blue Cross Proposal to Raise Health Insurance Rates

Anthem Blue Cross has proposed rate increases as high as 24.9% for policyholders in their “grandfathered” health insurance plans that were established before the Affordable Care Act was signed into law. The rate changes average out to a 16 percent increase for 153,000 policyholders, impacting a total of 238,000 Californians currently covered under the plans. Our review found that Anthem failed to provide adequate justification for this rate increase.

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Report | CALPIRG Education Fund | Transportation

A New Course

Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles.  These efforts are working well - saving money for universities, improving the quality of life college in towns, and giving today's students experience in living life without depending on a car.

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Report | CALPIRG | Tax

Closing the Billion Dollar Loophole

Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars. But they use tax havens to escape supporting these public structures and benefits.

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Report | CALPIRG Education Fund | Higher Ed

Fixing the Broken Textbook Market

The cost of college textbooks has skyrocketed in recent years. CALPIRG Education Fund and CALPIRG Students conducted this study to investigate the continued effects of high textbook prices on students and higher education, as well as to evaluate student interest in alternatives to the traditional textbook. 

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Report | CALPIRG Education Fund | Consumer Protection

Credit Cards, Consumer Complaints

California consumers file more complaints about Capital One than any other credit card company, according to a report released today by CALPIRG Education Fund. The report, which looked at data from the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database, also found that California consumers filed the most credit card complaints.

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Blog Post | Consumer Protection

California AG Launches New Privacy Enforcement and Protection Unit | Jon Fox

CALPIRG applauds the creation of the Privacy Enforcement and Protection Unit in the Department of Justice.

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Blog Post | Consumer Protection

FTC Offers Consumers Tips on Unwanted Robocalls | Jon Fox

FTC Offers Consumers Tips on How to Respond to Unwanted Robocalls + Helpful Video.

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Blog Post | Health Care

We're not done yet: Next steps for CA health care | Pedro Morillas

The Supreme Court has upheld the national health care law, and this is really good news for consumers.

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Blog Post | Consumer Protection

On the Internet, Everyone Knows If You're A Big Dog, Or Just A Dog | Ed Mierzwinski

A Wall Street Journal story today has everyone talking about how Internet sites use profiles and cookies to offer different customers different offers, or the same product for different prices. On the Internet today, everybody knows whether you're a big dog, or just a dog.

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Priority Action

The overuse of antibiotics on factory farms is threatening these lifesaving medicines. Call on big restaurants to do their part and stop buying meat raised with critical antibiotics.

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