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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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Blog Post | Democracy

Panama Papers Tie Mega-Donors to Offshore Tax Loopholes | Sarah Friedman

We always knew that the big money pouring into this year's election wasn't coming from everyday Americans, but new reports reveal ties to offshore tax dodging.

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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Media Hit | Transportation

12 of America's Biggest Highway Boondoggles

Given that expanding highways at great public cost doesn’t improve rush-hour traffic, there are better ways to spend this money, argue report authors Jeff Inglis of Frontier Group and John C. Olivieri of U.S. PIRG. They identify a dozen road projects, costing $24 billion in all, that are “representative” of the problem.

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News Release | CALPIRG | Democracy

CA Legislature to the Supreme Court: Let Californians Vote on Whether to Overturn Citizens United

As presidential candidates race to raise money for their campaign coffers, the need to limit the influence of extremely wealthy and corporate donors in our elections is clearer than ever. At the urging of their constituents, the legislature put Prop 49 on the ballot back in 2014, and we are counting on the legislature to do whatever it takes to allow Californians to hold a vote on the 2016 ballot.

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Media Hit | Make VW Pay

This Couple Is Driving Cross-Country To Return Their Polluting Jetta To VW Headquarters

Upset that Volkswagen deceived them into buying a not-so-clean diesel, Marcus Moench and Elisabeth Caspari are driving from Colorado to VW’s headquarters in Virginia to return their Jetta SportWagen TDI and drop off 20,000 petitions. I spoke with them about their journey. Here’s what they had to say.

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Media Hit | Make VW Pay

VW diesel owners on cross-country drive make Chicago stop to raise awareness

A Colorado couple on a cross-country drive to return their 2011 diesel Volkswagen Jetta to the automaker's U.S. headquarters in Virginia stopped in Chicago on Friday to raise awareness about the emissions scandal.

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Media Hit | Make VW Pay

Volkswagen diesel protesters stop by auto show

But now, after U.S. auto regulators revealed the automaker had installed software designed to cheat on emissions testing of VW diesel vehicles, the Boulder residents are driving cross-country to Volkswagen of America’s headquarters in Herndon, Va., to protest. They aren't the only ones.Greenpeace protesters have shown up in Europe to raise awareness of the issue as well.

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Report | CALPIRG Education Fund | Consumer Protection

Debt Collectors, Debt Complaints

This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about debt collection, with the aim of uncovering patterns in the problems consumers are experiencing with debt collectors and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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Report | CALPIRG Education Fund | Health Care

Comments on the Anthem Blue Cross Proposal to Raise Health Insurance Rates

Anthem Blue Cross has proposed rate increases as high as 24.9% for policyholders in their “grandfathered” health insurance plans that were established before the Affordable Care Act was signed into law. The rate changes average out to a 16 percent increase for 153,000 policyholders, impacting a total of 238,000 Californians currently covered under the plans. Our review found that Anthem failed to provide adequate justification for this rate increase.

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Report | CALPIRG Education Fund | Transportation

A New Course

Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles.  These efforts are working well - saving money for universities, improving the quality of life college in towns, and giving today's students experience in living life without depending on a car.

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Report | CALPIRG | Tax

Closing the Billion Dollar Loophole

Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars. But they use tax havens to escape supporting these public structures and benefits.

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Report | CALPIRG Education Fund | Higher Ed

Fixing the Broken Textbook Market

The cost of college textbooks has skyrocketed in recent years. CALPIRG Education Fund and CALPIRG Students conducted this study to investigate the continued effects of high textbook prices on students and higher education, as well as to evaluate student interest in alternatives to the traditional textbook. 

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Blog Post | Consumer Protection

CALPIRG Legislative Bills to Watch | Emily Rusch

With another flurry of policy committee hearings next week, here are the public interest bills CALPIRG is supporting next week in the California Legislature. Links to our letters of support are included in the blog post.

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Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

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Blog Post | Public Health, Food

Subway’s New Sandwich is Helping Save Antibiotics | Anya Vanecek

Subway just released its first sandwich made with meat raised without antibiotics. It was a delicious way to address one of the most pressing public health issues of our time.

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Blog Post | Public Health

U.S. PIRG Testifies in Favor of Strong Chemical Plant Safety Rule | Carli Jensen

Earlier this month, the EPA formally proposed a long-awaited rule on chemical plant safety in response to an executive order issued in 2013 by President Obama, which called on several agencies, including the EPA to modernize their chemical plant safety rules. The new proposed rule triggered a 60-day public comment period, and with it, a public hearing in Washington, D.C., where Legislative Director Jerry Slominski gave the following statement for U.S. PIRG:

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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