Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

LOWER COSTS, BETTER CARE

Now the fight for health care reform is in Sacramento, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in California — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, CALPIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Californians to finally demand that the industry does better. 
  2. Have high standards, so that bad plans aren’t an option. 
  3. Be open to as many Californians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it. 
  4. Be accountable to the public.

Issue updates

Media Hit | Health Care

Associated Press: Bill to regulate health insurance rates is pulled

The author of a bill that would have given California regulators the power to reject health insurance rate increases said Wednesday he has pulled it from consideration this year.

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Media Hit | Health Care

Associated Press: Calif. Senate gets bill regulating insurance rates

"With health insurance costs increasing almost 10 percent a year for the past 10 years, consumers can't afford to wait any longer for a real check on rate hikes," said Pedro Morillas, legislative director for the California Public Interest Research Group, in a statement.

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Media Hit | Health Care

Los Angeles Times Editorial: California needs to be able to regulate health insurance premiums

The measure, AB 52 by Assemblyman Mike Feuer (D-Los Angeles), would give the Department of Insurance the same authority to modify or reject proposed increases in health insurance premiums as it has in automobile and homeowner's insurance.

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Report | CALPIRG Education Fund | Health Care

Building a Better Health Care Marketplace

The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.  The exchange can help individuals and small businesses by increasing competition and improving choices in the state’s insurance market.  By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.

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Report | CALPIRG Education Fund | Health Care

Building a Better Health Care Marketplace Brief #7

The exchange is a store where consumers can buy health insurance products – and anyone who’s worked retail knows that however much work has gone into crafting strong policies and building an efficient back-office, if customers  can’t understand, compare and choose the products that are right for them, it just won’t work.  

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We’ve got a chance to clean up the health care industry in California, but with lobbyists lining the halls of the state capitol, we need your support.