Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

LOWER COSTS, BETTER CARE

Now the fight for health care reform is in Sacramento, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in California — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, CALPIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Californians to finally demand that the industry does better. 
  2. Have high standards, so that bad plans aren’t an option. 
  3. Be open to as many Californians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it. 
  4. Be accountable to the public.

Issue updates

Media Hit | Health Care

Politico: Obama, allies ready health care blitz

U.S. PIRG will host about three dozen events with members of Congress and elected officials across the country on Sept. 23, touting the new law. Its student groups, Student PIRGs, will have 100 organizers out the same day on dozens of college campuses distributing “The Young Person’s Guide to Health Insurance,” featuring a letter from President Barack Obama.

> Keep Reading
Report | CALPIRG Education Fund | Health Care

Delivering on the Promise

The recently passed federal health care reform law will make significant changes in how health insurance and health care work for consumers, businesses, and local and state governments, as well as how insurers and providers operate.  But whether Americans experience improved care, lower costs and greater access depends largely on what happens next. This guide has been written to assist state policymakers and advocates as they engage with the numerous issues and opportunities presented by the new law. 

 

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Report | CALPIRG Education Fund | Health Care

Keeping Insurers Honest

Of all the problems affecting California’s health care system, none is more immediate than the skyrocketing premiums consumers face year after year.  Understandably, then, Anthem Blue Cross of California’s recent proposal to hike rates on its customers by up to 39 percent galvanized an angry public.  A majority of states – at least 30 – have some form of protection, called “rate review.”  And their experience proves that giving regulators the power to reject proposed premium increases that cannot be justified on the facts helps police insurer behavior and lowers costs. 

 

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Report | CALPIRG Education Fund | Health Care

Uncovered: How California's health care system fails young people

This report explores the under-appreciated problems facing American youth in our health care system. It examines the status quo, looking particularly at the coverage crisis affecting young people, the consequences a lack of quality coverage can impose on their lives, and the inadequacy of the school-based policies many universities offer their students.

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Report | CALPIRG Education Fund | Health Care

The Small Business Dilemma

When it comes to health care, American small business owners are getting a raw deal. While the current insurance marketplace offers some options to larger employers, it too often leaves small business owners on the outside looking in. They face unpredictable changes in costs, and far too often they are forced to choose between covering employees and the very survival of their businesses.

> Keep Reading

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We’ve got a chance to clean up the health care industry in California, but with lobbyists lining the halls of the state capitol, we need your support.